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CULVERHOUSE COLLEGE OF COMMERCE AND BUSINESS ADMINISTRATION

ADMINISTRATIVE OFFICERS

J. BARRY MASON, Ph.D., Dean.

ROBERT W. INGRAM, Ph.D., Senior Associate Dean and Director of Graduate Programs.

FERGUSON, CARL E., JR., Ph.D. Associate Dean for Research and Technology.

CARVER, SUSAN D., M.B.A. Assistant Dean of Graduate Programs.

DAVID J. HEGGEM JR., Ed.D., Assistant Dean of Undergraduate Programs.

HOOVER, GARY A., Ph.D. Assistant Dean for Faculty and Graduate Student Development.

TOM CANTERBURY, B.S., Registrar.

FACULTY

First date refers to original appointment to the University. Second date, if any, refers to date of appointment to title listed.

Culverhouse School of Accountancy

STONE, MARY S., Ph.D. (Illinois), C.P.A. (Florida). Director of the Culverhouse School of Accountancy, Hugh Culverhouse Endowed Chair in Accounting, and Professor of Accounting, 1981, 2004.

ALBRIGHT, THOMAS L., Ph.D. (Tennessee), C.P.A. (California). J. Reese Phifer Faculty Fellow and Professor of Accounting, 1990, 2002.

BALDWIN, AMELIA A., Ph.D. (Virginia Tech). Associate Professor of Accounting, 1999.

BINDON, KATHLEEN J., Ph.D. (Pennsylvania State), C.P.A. (Florida). Associate Professor of Accounting, 1979, 1997.

CHEN, KEJI, Ph.D. (Ohio State), C.P.A. (Taiwan). Assistant Professor of Accounting, 2003

DEZOORT, F. TODD, Ph.D. (Alabama). Professional Advisory Board Faculty Fellow and Professor of Accounting, 2001, 2006.

DUGAN, MICHAEL T., D.B.A. (Tennessee), C.P.A. (Louisiana). Ernst & Young Professor of Accounting, 1985, 2002.

HARTFIELD, RICHARD C., Ph.D. (Florida), C.P.A. (Texas). Assistant Professor of Accounting, 2006.

HOUSTON, RICHARD W., Ph.D. (Indiana), C.P.A. (Tennessee). Professor of Accounting, 1995, 2006.

INGRAM, ROBERT W., Ph.D. (Texas Tech), C.P.A. (Texas). Senior Associate Dean and Steven J. Ross–Hugh F. Culverhouse Endowed Chair of Accountancy, 1985, 2004.

KEE, ROBERT C., D.B.A. (Florida State), C.M.A. Joe Lane Professor of Accounting, 1979, 2003, 2004.

MASON, JOHN O., Ph.D. (Missouri), C.P.A. (Alabama, Louisiana). Professor of Accounting, 1968, 1977.

MCKINNEY, LISA HUGHES, M.T.A. (Alabama), C.P.A. (Alabama). Instructor of Accounting, 2003.

REITENGA, AUSTIN, Ph.D. (Kentucky), C.P.A. (Texas), C.M.A. (Texas). Assistant Professor of Accounting, 2006.

ROBBINS, WALTER A., D.B.A. (Tennessee), C.P.A. (Tennessee, Virginia). Professor of Accounting, 1981, 1992.

SCHNEE, EDWARD J., Ph.D. (Michigan State), C.P.A. (Kentucky). Culverhouse Professor of Accounting, 1982, 1995.

TAYLOR, GARY K., Ph.D. (Ohio State), C.P.A. (Ohio). Associate Professor of Accounting, 1996, 2002.

Economics, Finance, and Legal Studies

HELMS, BILLY P., Ph.D. (Tennessee). Professor of Finance and Head of the Department of Economics, Finance, and Legal Studies, 1973, 1988.

AGRAWAL, ANUP, Ph.D. (Pittsburgh). William A. Powell Jr. Chair of Banking and Finance and Professor of Finance, 1999.

BROOKS, ROBERT, Ph.D. (Florida). SouthTrust Professor of Financial Management and Professor of Finance, 1989, 1997.

CARROLL, CAROLYN A., Ph.D. (Illinois). Associate Professor of Finance, 1984, 1993.

COOK, DOUGLAS O., Ph.D. (Texas). Ehney A. Camp Jr. Endowed Chair of Finance and Investments and Professor of Finance, 2004.

COVER, JAMES P., Ph.D. (Virginia). Young J. Boozer Teaching Excellence Faculty Fellow and Professor of Economics, 1982, 2000.

DOWNS, THOMAS, Ph.D. (Purdue). Associate Professor of Finance and Angus R. and David J. Cooper Endowed Faculty Excellence Fellow, 1989, 2001.

ELDER, HAROLD W., Ph.D. (VPI&SU). Professor of Economics, 1981, 2000.

ENDERS, WALTER, Ph.D. (Columbia). Lee Bidgood Chair of Economics and Finance and Professor of Economics, 2000.

GUP, BENTON E., Ph.D. (Cincinnati). Robert Hunt Cochrane/Alabama Bankers Association Chair of Banking and Professor of Finance, 1983, 1989.

HOOVER, GARY A., Ph.D. (Washington). Assistant Dean for Faculty and Graduate Student Development and Assistant Professor of Economics, 1998, 2005.

LEATHERS, CHARLES G., Ph.D. (Oklahoma). Professor of Economics, 1968, 1975.

LEE, JUNSOO, Ph.D. (Michigan State). Professor of Economics, 2003.

LIGON, JAMES A., Ph.D. (Pennsylvania). Russell Professor of Business Education and Professor of Finance, 1990, 2004.

MCLEOD, ROBERT W., Ph.D. (Texas), C.F.P., C.F.A., C.L.U. A.V.A. Director, General Business Programs, John S. Bickley Faculty Fellow, and Professor of Finance, 1978, 2005.

MISIOLEK, WALTER S., Ph.D. (Cornell). Professor of Economics and Dwight Harrigan Endowed Faculty Fellow in Natural Resource Economics, 1975, 2004.

PAGE, FRANK H., JR., Ph.D. (Illinois). J. Reese Phifer Faculty Fellow in Economics and Finance and Professor of Finance, 1991, 2005.

PECORINO, PAUL, Ph.D. (Duke). J. Reese Phifer Faculty Fellow and Professor of Economics, 1994, 2001.

PRODAN, RUXANDRA, Ph.D. (Houston). Assistant Professor of Economics, 2005.

SCHLESINGER, HARRIS, Ph.D. (Illinois). Frank Park Samford Chair of Insurance and Professor of Finance, 1987.

SILVER, J. LEW, Ph.D. (Duke). Associate Professor of Economics, 1990.

TEMIMI, AKRAM, Ph.D. (Illinois). Board of Visitors Faculty Fellow and Associate Professor of Economics, 1996, 2002.

ZUMPANO, LEONARD, Ph.D. (Pennsylvania State). Chair of Real Estate and Professor of Finance, 1975, 1988.

Information Systems, Statistics, and Management Science

CONERLY, MICHAEL D., Ph.D. (Southern Methodist). Head of the Department of Information Systems, Statistics, and Management Science, and the Fred and Martha Bostick Faculty Fellow, 1982, 2005.

ADAMS, B. MICHAEL, Ph.D. (University of Southwestern Louisiana). Professor of Statistics and Director of the Applied Statistics Program, 1989, 2005.

BARRETT, BRUCE E., Ph.D. (Clemson). Associate Professor of Statistics and the Young J. Boozer Teaching Excellence Faculty Fellow, 1989, 1995.

CHAKRABORTI, S., Ph.D. (SUNY–Buffalo). Professor of Statistics, 1984, 1995.

DUGGAN, EVAN W., Ph.D. (Georgia State). Associate Professor of Management Information Systems, 1998, 2004.

GRAY, J. BRIAN, Ph.D. (Clemson). Professor of Statistics and the James I. Harrison Family Teaching Excellence Faculty Fellow, 1990, 1999.

HALE, DAVID P., Ph.D. (Wisconsin–Milwaukee). Associate Professor of Management Information Systems and William White McDonald Family Distinguished Faculty Fellow and Director, Aging Infrastructure Systems Center of Excellence, 1995, 2000.

HALE, JOANNE E., Ph.D. (Texas Tech). Associate Professor of Management Information Systems, 1995, 2001.

HARDIN, J. MICHAEL, Ph.D. (Alabama). Professor of Statistics, 2001.

KACMAR, CHARLES J., Ph.D. (Texas A&M). Associate Professor of Management Information Systems, 2004.

MALLOY, ALISHA D., Ph.D. (Georgia State). Assistant Professor of Management Information Systems, 2002.

MANSFIELD, EDWARD R., Ph.D. (Southern Methodist). Professor of Statistics, 1975, 1998.

MCMANUS, DENISE J., Ph.D. (Auburn). Assistant Professor of Management Information Systems, 2005.

MILLER, DAVID M., Ph.D. (Georgia Institute of Technology). J. Reese Phifer Faculty Fellow and Professor of Management Science and Director, Alabama Productivity Center, 1983, 1985.

MITTENTHAL, JOHN, Ph.D. (Michigan). Associate Professor of Management Science, 1994, 1997.

SCHMIDT, CHARLES P., Ph.D. (Chicago). Professor of Management Science, 1984, 1998.

SHARPE, R. SHANE, Ph.D. (Texas Tech). Associate Professor of Management Information Systems and Director of the Computer-Based Honors Program, 1991, 1997.

SOX, CHARLES, Ph.D. (Cornell). Professor of Management Science and University Chair in Manufacturing Management and Coordinator of Management Science and Operations Management, 2002, 2003.

WEAVER, JERRY R., Ph.D. (Tennessee). Associate Professor of Management Science, 1980, 1986.

Management and Marketing

MORGAN, ROBERT, Ph.D. (Texas Tech). Professor of Marketing, Head of the Department of Management and Marketing, and Reese Phifer Faculty Fellow, 1991, 2005.

ALLAWAY, ARTHUR W., Ph.D. (Texas). Professor of Marketing and M. Thomas Collins Endowed Faculty Fellow in E-Commerce, 1982, 2003.

BACHRACH, DANIEL, Ph.D. (Indiana). Assistant Professor of Management, 2002.

BEATTY, SHARON E., Ph.D. (Oregon). Professor of Marketing and J. Reese Phifer Faculty Fellow, 1986, 1998.

CAMPBELL, KIM, Ph.D. (Louisiana State University). Associate Professor of Management Communication and Derrell Thomas Teaching Excellence Faculty Fellow, 1997, 2001.

CASHMAN, JAMES F., Ph.D. (Illinois). John R. Miller Professor of Management and Coordinator of Management Programs, 1975, 2002.

DAVIS, JULLET, Ph.D. (Penn State). Assistant Professor of Health Care Management, 1999.

DAVIS, LENITA, Ph.D. (Cincinnati). Assistant Professor of Marketing, 2003.

D'SOUZA, GILES, Ph.D. (Texas–Dallas). Associate Professor of Marketing, 1990, 1997.

DULEK, RONALD E., Ph.D. (Purdue). John R. Miller Professor of Management, 1977, 2002.

ELLINGER, ALEX, Ph.D. (Georgia). Associate Professor of Marketing and Derrell Thomas Teaching Excellence Faculty Fellow, 2003.

FERGUSON, CARL E., JR., Ph.D. (Missouri). Professor of Marketing and Associate Dean of Research and Technology, 1975, 1999.

FRANKE, GEORGE, Ph.D. (North Carolina). Professor of Marketing and J. Reese Phifer Fellow, 1994, 2002.

HILL, JOHN S., Ph.D. (Georgia). Miller Professor of Management, 1982, 1995.

HILTON, CHADWICK B., Ph.D. (Tennessee). Associate Professor of Management Communication, Director of International Business Programs, and Miles Professor in the College of Commerce, 1986, 1998.

JOHNSON, DIANE, Ph.D. (Cornell). Associate Professor of Management and Miles-Rose Professor of Management, 1997, 2002.

KACMAR, K. MICHELLE, Ph.D. (Texas A&M). Durr-Fillauer Chair of Business Ethics and Professor of Management, 2004.

LOHRKE, FRANZ, Ph.D. (Louisiana State). Assistant Professor, 2000.

MARINO, LOU, Ph.D. (Indiana). Associate Professor of Management, 1997, 2002.

MASON, J. BARRY, Ph.D. (Alabama). Dean and Russell Professor of Business Administration, 1967, 1988.

MOTES, WILLIAM H., Ph.D. (South Carolina). Professor of Marketing, 1981, 1991.

MOTHERSBAUGH, DAVID, Ph.D. (Pittsburgh). Associate Professor of Marketing, Coordinator of Marketing Programs, and James D. Nabors Instructional Excellence Faculty Fellow, 1995, 2005.

POWELL, BEN, Ph.D. (Wharton). Assistant Professor of Management, 2001.

REYNOLDS, KRISTY, Ph.D. (Alabama). Associate Professor of Marketing and Bruno Professor of Marketing, 2005.

RICHEY, GLENN, Ph.D. (Oklahoma). Assistant Professor of Marketing, 2003.

SAVAGE, GRANT, Ph.D. (Ohio State). Richard M. Scrushy/HealthSouth Chair and Professor of Health Care Management, 1999.

SCOTT, CLYDE J., Ph.D. (Minnesota). Associate Professor of Management, 1981, 1982.

STRICKLAND, A. J., III, Ph.D. (Georgia State). Professor of Management, 1969, 1982.

WILLIAMS, ERIC, Ph.D. (SUNY–Buffalo). Associate Professor of Health Care Management and Miles Professor in the College of Commerce, 1999, 2002.

Emeriti

BAIN, TREVOR, Ph.D. (California–Berkeley). Professor Emeritus of Management, 1974, 2000.

BAKLANOFF, ERIC, Ph.D. (Ohio State). Professor Emeritus of Economics, 1969, 1992.

BARRON, F. HUTTON, Ph.D. (Pennsylvania). Professor Emeritus of Management Science, 1983, 2000.

BICKLEY, JOHN S., M.B.A., Ph.D. (Wisconsin). Professor Emeritus of Insurance, 1968, 1986.

CARGILE, BARRY R., Ph.D. (Missouri), C.P.A. (Illinois). Associate Professor Emeritus of Accounting, 1979, 2003.

CORRIHER, J. D., M.B.A. (Indiana), Ph.D. (Alabama). Assistant Professor Emeritus of Accounting, 1956, 1987.

CRAMER, DALE L., M.A., Ph.D. (Louisiana State). Professor Emeritus of Economics, 1958, 1988.

DRAKE, ALBERT E., Ph.D. (Illinois). Professor Emeritus of Statistics, 1966, 1992.

EVANS, JOHN S., Ph.D. (Wisconsin). Professor Emeritus of Economics, 1968, 1997.

EZELL, HAZEL F., Ph.D. (Alabama). Associate Professor Emerita of Marketing, 1979, 1994.

FISH, MARY, Ph.D. (Oklahoma). Professor Emerita of Economics, 1966, 1999.

FIELDEN, JOHN S., Ph.D. (Boston University). University Professor Emeritus of Management Communication, 1971, 1993.

FORMBY, JOHN P., Ph.D. (Colorado). Professor Emeritus of Economics, 1982, 2002.

GIBBONS, JEAN D., Ph.D. (VPI). Professor Emerita of Statistics, 1970, 1995.

GUNTHER, WILLIAM D., Ph.D. (Kentucky). Professor Emeritus of Economics, 1968, 1999.

HOOKS, DONALD L., Ph.D. (Texas A&M). Associate Professor Emeritus of Economics, 1971, 2004.

JEAN, WILLIAM H., Ph.D. (Purdue). Professor Emeritus of Finance, 1973, 2000.

LEE, THOMAS A., D.Litt. (Strathclyde, Scotland). Professor Emeritus of Accounting, 1991, 2002.

LIPSON, HARRY A., JR., M.B.A. (Northwestern), Ph.D. (Pennsylvania). Professor Emeritus of Marketing, 1941, 1981.

MATTHEISS, T. H., D.B.A. (Maryland). Professor Emeritus of Management Science, 1976, 1994.

MAYER, MORRIS L., Ph.D. (Ohio State). Professor Emeritus of Marketing, 1955, 1993.

MELLICHAMP, JOSEPH M., Ph.D. (Clemson). Professor Emeritus of Management Science, 1969, 1994.

MOORE, THOMAS D., Ph.D. (Mississippi). Professor Emeritus of Management, 1965, 1994.

ODEWAHN, CHARLES A., Ph.D. (Kentucky). Professor Emeritus of Management, 1971, 1996.

PETTIT, MARTHA SMITH, M.A. (Peabody). Assistant Professor Emerita of Office Administration, 1945, 1969.

PETTY, M. M., Ph.D. (Tennessee). Professor Emeritus of Management, 1972, 1998.

PHILLIPS, J. DONALD, M.S. (Georgia Tech.), Ph.D. (Alabama). Professor Emeritus of Management, 1966, 1989.

PREWITT, LENA B., Ed.D. (Indiana). Professor Emerita of Management, 1970, 1994.

RUDOLPH, PATRICIA M., Ph.D. (North Carolina). Professor Emerita of Finance, 1976, 2001.

RYERSON, FRANK E., M.A., Ph.D. (Iowa). Professor Emeritus of Managerial Communication, 1962, 1986.

SMITH, EDWARD M., M.S. (North Carolina), Ph.D. (Alabama). Professor Emeritus of Marketing, 1964, 1990.

SPENCER, CLARENCE A., JR., M.S. (Tennessee), Ph.D. (Alabama). Associate Professor Emeritus of Finance and Insurance, 1957, 1990.

STANFEL, LARRY E., Ph.D. (Northwestern). Professor Emeritus of Management Information Systems, 1988, 2001.

STERLING, JAY U., Ph.D. (Michigan State). Associate Professor Emeritus of Marketing, 1984, 2002.

TAYLOR, JAMES L., Ph.D. (South Carolina). Professor Emeritus of Marketing, 1978, 2001.

THOMPSON, ARTHUR, Ph.D. (Tennessee). Professor Emeritus of Management, 1967, 1992.

VALLERY, J. F., JR., Ph.D. (Tennessee). Professor Emeritus of Economics, 1966, 1989.

WEAVER, K. MARK, Ph.D. (Louisiana State). Professor Emeritus of Management, 1999, 2001.

WEBB, DARRYL L., J.D. (Samford). Associate Professor Emeritus of Legal Studies, 1971, 2005.

WILKINSON, DOROTHY C., M.A. (Alabama). Assistant Professor Emerita of Written Business Communication, 1976, 1980.

WU, HSUI-WANG, Ph.D. (Pennsylvania). Professor Emeritus of Finance, 1972, 1997.

Technology Support Staff

BAKER, JOHN, B.S. (UAB). Director of Technology, MCSE, 1998.

BARRY, WILLIAM, B.S. (Alabama). Web and Instructional Developer, 2004.

DIANO, KIM, B.S. (Alabama). Technical Support Specialist, 1987, 1995.

FULGHUM, MATT, B.S. (Alabama). Network Analyst, 2000.

STEWART, FREDDIE, Technical Support Specialist, 2005.

WHITE, PHILLIP, B.S. (Troy State). Applications and Support Manager, MCSE, 1998.

Staff of the Center for Business and Economic Research

FERGUSON, CARL, Ph.D. (Missouri). Director and Associate Dean for Research and Technology, 1975, 1999.

ADDY, SAMUEL, Ph.D. (Pennsylvania State). Associate Research Economist and Associate Director, 1998.

HAMILTON, DEBORAH, M.A. (Alabama). Assistant Director, 1977, 1985.

IJAZ, AHMAD, M.A. (Alabama). Econometric Analyst, 1985, 1990.

LANG, SHERRY, B.F.A. (Alabama). Senior Graphic Designer, 1990, 2001.

PARK, SUNJA K., M.S. (West Virginia). Programmer/Analyst, 1985, 1988.

TRENT, CAROLYN, M.Ed. (Virginia). Research Associate, 1988.

WATTERS, ANNETTE, M.L.S. (Alabama). Assistant Director, 1980, 1985.

Staff of the C&BA Academic Advisement Center

AVANT, MICHAEL K., M.A. (Georgia Southern). Academic Advisor/Coordinator, 2004.

BARSTOW, LORI S., M.A. (Alabama). Academic Advisor/Coordinator, 1997.

FROST, BRANDY Z., M.Ed. (Montevallo). Academic Advisor/Coordinator, 2000.

HUMBER, JENNIFER FIELDS, M.A. (Alabama). Academic Advisor/Coordinator, 2005.

TAYLOR, MARY JANE H., M.A. (Kentucky). Academic Advisor/Coordinator, International Programs, 1987.

WHEELER-GRIFFIN, KRISTI, B.A. (Alabama). Internship Coordinator, 2004.

WYATT, DEBORAH L., M.A. (Memphis). Academic Advisor/Coordinator, 2005.

BOARD OF VISITORS

Mr. Charles E. "Eddie" Adair
Partner
Cordova Ventures

Mr. Clyde B. Anderson
Chairman of the Board
Books-A-Million

Mr. Richard Anthony
CEO
Synovus Financial Corporation

Mr. Owen W. Aronov
President
Aronov Realty Company

Mr. Walter P. Batson Jr.
Chief Executive Officer
Camber Corporation

Mr. John E. Blackmon
Vice President: Private Client
Wealth Management Group
Merrill Lynch

Mr. James B. "Jim" Boone Jr.
Chairman of the Board
Boone Newspapers Inc.

Mr. Young J. Boozer III
Executive Vice President
Colonial BancGroup Inc.

Mr. C. Clayton Bromberg
President
Underwood Jewelers Corp.

Dr. David G. Bronner
Chief Executive Officer
Retirement Systems of Alabama

Mr. William W. Brooke
Executive Vice President and Corporate Secretary
Harbert Management Corp.

Mr. Ronald G. "Ron" Bruno
President
Bruno Capital Management Corp.

Mr. Rick Burch
Senior Vice President—Sales
Pfizer Pharmaceuticals

Mr. James L. "Jim" Busby
President
CentraLite

Mr. Ehney A. Camp III
Addison Investments LLC

Mrs. Karen Jones Campbell
Vice President
Morgan Stanley

Mr. Michael E. Case
President and CEO
Gulf States Paper Corp.

Mr. Russell W. "Russ" Chambliss
Chairman of the Board
Mason Corporation

Mr. William T. "Will" Clay IV
Head of Asian High-Yield Trading
JP Morgan Securities, AP, Ltd.

Mr. Francisco Codina
Group Vice President
North America Marketing, Sales, and Service
Ford Motor Company

Mr. J. Weldon Cole
Retired Senior Vice President
Albany International

Mr. Stephen R. Collins
President
Juris Inc.

Mr. David J. Cooper
President
Cooper/T. Smith Corp.

Mr. John R. Cooper
President
Avocent Corporation

Mr. Thomas J. Curtin Sr.
President and CEO
CRC Insurance Services Inc.

Mr. Samuel A. "Sam" DiPiazza Jr.
Chief Executive Officer
PricewaterhouseCoopers

Mr. Elbert A. "Larry" Drummond
Vice Chairman and Chairman of the Executive Committee
Drummond Coal Company

Mr. Mark Dunning
President
Mark Dunning Industries

Ms. Melissa Durbin
President
Marshall Durbin

Mr. R. Glenn Eubanks
Director
Real Estate Financial Services
Wachovia Bank, N.A.

Mr. Sam P. Faucett III
Retired Regional President
Regions Financial Corp.

Mr. Gary P. Fayard
Senior Vice President and CFO
The Coca-Cola Company

Mr. Tranum Fitzpatrick
Chairman
Guilford Company

Mr. James B. Flemming
Chairman and CEO
Bank of Tuscaloosa

Mr. Don Giardina
President
Life Care Centers of America

Mr. Joseph E. Gibbs
Gibbs Investments LLC

Mr. Ted Giles
President
Giles Enterprises Inc.

Mr. Wayne H. Gillis
President
Intermark Gillis Advertising

Mr. Troy Haas
President and CEO
Brownell Travel

Mr. William T. "Bill" Heard III
President
Bill Heard Chevrolet

Mr. Bruce W. Hodges
President and CEO
Vision Insurance Group LLC

Mr. James S. "Jim" Holbrook Jr.
Chairman and CEO
Sterne, Agee & Leach Inc.

Mr. Jamie M. Holman
Vice President and Senior Financial Advisor
Merrill Lynch–OHC Group

Mr. Richard D. "Rick" Horsley
Vice Chairman and COO
Regions Financial Corp.

Mr. G. Thomas "Tom" Hough
Vice Chairman
Ernst & Young LLP

Mr. William C. Hulsey
Chairman and President
Arlington Properties Inc.

Mr. Clifton C. Inge Jr.
Chief Executive Officer
IPC Industries Inc.

Mr. Donald M. James
Chairman and CEO
Vulcan Materials

Mr. Benjamin "Ben" P. Jenkins III
Vice Chairman and President of the General Bank
Wachovia Corporation

Mr. Carl E. Jones
Former President and CEO
Regions Financial Corp.

Mr. D. Paul Jones Jr.
Chairman of the Board and CEO
Compass Bank

Mr. Donald Ray "D. R." Jordan Sr.
Chairman and CEO
Jordan Pile Driving Inc.

Ms. Karole F. Lloyd
Vice Chair, Industry and Knowledge
Ernst & Young LLP

Mr. Peter L. Lowe
President
G. W. Jones & Sons, Real Estate Investments Company Inc.

Mr. Wallace D. Malone Jr.
Vice Chairman
Wachovia Corporation

Mr. W. Davis Malone III
Attorney
Farmer, Farmer, Malone & Sherrer PA

Mr. Marvin L. Mann
Chairman Emeritus
Lexmark International Inc.

Mr. Alan Martin
Executive Vice President
Alabama Power Company

Mr. Thomas E. McMillan Jr.
President/General Partner
Smacko Ltd.

Mr. J. Richard Miller III
Managing Partner
Miller Investments

Mr. Thomas W. Moore
President
Pritchett-Moore Inc.

Mr. Harris V. Morrissette
President
Marshall Biscuits Company

Mr. Wiley Mullins
President and CEO
Uncle Wiley's

Mr. James D. "Jim" Nabors
Chief Investment Officer
Russell Foundation

Mr. Donald W. "Don" Nalley Jr.
President and CEO
Beason & Nalley PC

Mr. Larry E. Newman
Retired Partner
Ernst & Young LLP

Mr. Alston M. Noah
Chief Executive Officer
Circlesource

Mr. L. Dean O'Farrell
Retired Chairman, President, and CEO
SouthTrust Bank

Mr. Timothy M. "Tim" Parker Jr.
President
Parker Towing Company Inc.

Mr. H. Harrison Parrish
President
Movie Gallery Inc.

Mrs. Nancy Pate-Nelson
Branch Manager for Florida
Chubb Insurance

Ms. Beverly C. Phifer
President and CEO
Phifer Wire Products Inc.

Mr. F. Michael Reilly
Chief Executive Officer and President
Randall Publishing Company

Mr. Charles H. Renfroe
Chief Executive Officer
Renfroe Enterprises

Ms. Susan O. Rheney
Retired Principal
The Sterling Group, LP

Mr. Van L. Richey
President and CEO
American Cast Iron Pipe Co.

Mr. Allen W. Ritchie
Executive Vice President and CFO
Protective Life Corporation

Mr. C. Dowd Ritter
Chief Executive Officer
AmSouth Bank of Alabama

Mr. Richard H. "Ricky" Robinson
President
Robinson Iron Corporation

Mr. J. Steven "Steve" Roy
CFO
AAA Cooper Transportation

Mr. R. Timothy Russell
President and CEO
Baldwin Mutual Insurance Company

Mr. Barrett C. Shelton Jr.
Publisher
The Decatur Daily

Mr. Dennis W. Shuler
Vice President
Global Beauty Care and Feminine Care
The Proctor & Gamble Company

Mr. M. Clay Smith
Chief Executive Officer
M. C. Smith Interests LLC

Mr. William H. "Bill" Stender Jr.
CEO and Chairman
CAS Inc.

Mr. Ronald E. "Ron" Stewart
Partner
Accenture

Mr. Ralph Stokes
President
Stokes Consulting Inc.

Mr. William R. Stroud
Principal
Triad Properties Corp.

Mr. William C. Taylor
President and CEO
Mercedes-Benz U.S. International

Mr. John R. Thomas
Chairman of the Board
Aliant Bank

Mr. C. Reynolds Thompson III
COO
Colonial Properties Trust

Mr. R. Waid Thompson
Owner
RWT BancServices LLC

Mr. John M. Turner Jr.
Eastern Region Executive
Whitney National Bank

Mr. William T. Ventress Jr.
President
Sessions Company Inc.

Ms. Kay Y. Wallace
President
Effective Solutions

Mr. W. Edgar Welden
Chairman
Southeastern Property Management Inc.

Mr. Duncan F. Williams
President
Duncan-Williams Inc.

Mr. Turner B. Williams
Partner
Burr and Forman LLP

Mr. C. Kemmons Wilson Jr.
Principal
Kemmons Wilson Companies

LIFETIME MEMBERS

Mr. W. E. "Ed" Babin
Retired Executive Vice President
Georgia Pacific Corporation

Mr. Travis J. Bowden
Retired President and CEO
Gulf Power Company

Mr. John Brilbeck
Retired Owner and CEO
Southern Heat Exchanger Corp.

Mr. Frank Bromberg Jr.
President
Bromberg's

Mr. R. Eugene "Gene" Cartledge
Retired Chairman of the Board
Union Camp Corporation

Mr. T. Wayne Davis Jr.
President
The Tine Davis Foundation Inc.

Mr. William E. "Billy" Ezell III
Former President
Treetop Enterprises Inc.

Mr. Joseph M. "Joe" Farley
Counsel for the Firm
Balch & Bingham

Dr. Robert L. "Bob" Fitts
Retired Chairman and CEO
S. P. Richards Company

Mr. Dwight Harrigan
Chairman of the Board
Harrigan Lumber Company Inc.

Mr. Elmer B. Harris
Chairman and CEO
Center for Public Policy

Mr. James I. "Jimmy" Harrison Jr.
Harrison Investments

Mr. Taylor H. Henry
Retired Chairman and CEO
Shoney's Inc.

Mr. W. Carl Jernigan
Former President
Jernigan Corporation

Mr. John A. Lyon Jr.
Retired Partner
Arthur Andersen & Co.

Mr. Lewis M. Manderson Jr.
President
Manderson and Associates Inc.

Mr. Leroy McAbee
President
McAbee Construction Inc.

Mr. William A. "Bill" Powell Jr.
Retired Vice Chairman of the Board
Amsouth Bank and
Retired President
AmSouth Bancorporation

Mr. Jon W. Rotenstreich
Managing Partner
Rotenstreich LLC

Mrs. Alma Gates Scroggins
Retired Executive Vice President for Finance
Cable News Network Inc.

Ms. Helen B. Sevier
Stratos Publishing

Mr. Howard M. Tepper
Former Director and Vice President of NASDAQ Trading
Merrill Lynch

Mr. Benajah T. Tillman Jr.
Real Estate Financial Consultant

Mr. R. Neal Travis
Retired President
Alabama, BellSouth Telecommunications

Mr. Steve Vinson
Executive Vice President/Chief Risk Officer
Regions Financial Corporation

Mr. Jack W. Warner
Retired Chairman of the Board
Gulf States Paper Corporation

Mr. William A. Williamson Jr.
Partner
Cordova Ventures

Mr. Murray D. Wood
Woodmont Farms

OFFICERS

Chairman: John R. Cooper
Vice Chairman: Harris Morrissette

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